Acute vs Chronic Care
It is important to understand the difference between Acute and Chronic care.
Acute care is usually the result of a sudden onset of a medical condition. These may be a heart problem, a broken limb, or a gastrointestinal issue. They require immediate medical intervention but are expected to result in full recovery. They are normally covered by commercial insurance or Medicare. Deductibles and co-insurance are also common with many plans.
Chronic care, however, are conditions from which full recovery is not expected. These events include a stroke, MS, and cognitive issues. Beyond a brief period of rehabilitation which may be covered by insurance, expense for care is not covered by any insurance plans except long term care insurance policies.
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