Clearing up Long-Term Care Cost Misconceptions: Medicare Doesn’t Cover Long-Term Care Costs
Medicare and most other health insurance, including Medicare Supplement Insurance, don’t pay for long-term care. You might qualify for long-term care through Medicaid (which is for low-income people), or you can choose to buy private long-term care insurance.
You can get long-term care at home, in the community, in an assisted living facility, or in a nursing home. It’s important to start planning for long-term care now to maintain your independence and make sure you get the care you may need, in the setting you want, now and in the future.
Long-term care (also called “custodial care” or “long-term services and support”) includes medical and non-medical care for people who have a chronic illness or disability. This may include:
Personal care assistance (like help with everyday activities, including dressing,
bathing,
using the bathroom,
Home-delivered meals,
Adult day health care,
Home and community-based services
When you are ready to talk to an expert about preparing for your long-term care costs, schedule a call: www.calendly.com/jimbetter. Find more resources in our blog.