Long-Term Care Story: Harry

When Harry Pinkus’ father died, he made sure his mom had long-term care protection. She was healthy and active, but now that she was living alone it just seemed like a smart move. Some twelve years later, mom started to need more assistance than she could receive at home.  Knowing we had insurance protection, we were able to select a first-rate care facility; one that’s close by so we can spend lots of quality time together. The policy now pays $4,500 in monthly benefits — about $54,000 a year. “Mom’s been receiving benefits from her policy for over three years.” Harry explains.  And, thanks to the inflation growth feature, the benefit grows by five percent each year. People in their 40s and 50soften need long-term care because of accidents or illnesses. Choice and control of where you or loved ones receive care is one of the greatest benefits of owning long-term care insurance.

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