Welcome to the Blog
Long-Term Care Insurance: A Good Decision
Long-Term Care Insurance Good Decision I call it age creep. First, I needed prescription glasses to read. Then there is Ibuprofen after exercise. Then adding more fiber to my diet. Aging is natural. While the rate of aging depends on genetics, lifestyle habits, and...
Three Reasons to buy Long-Term Care Insurance
Three good reasons to buy Long-Term Care Insurance Quick Access to Quality Care: Whether it’s home care or a facility, the intake process determines if you can afford the services. If you have the financial r3esources (a LTC Insurance Policy), it’s like a get out of...
Better Planning for Better Endings
with Long-Term Care Insurance She had been trying to find me for the last three months. She said that I may not remember her, which I didn’t. She confirmed that I was Jim Better and then said she needed to thank me before it was too late. She reminded me that, when...
Your Long-Term Care Insurance Questions Answered
More of your Long-Term Care Insurance Questions Answered Q: What is long term care? A: Long term care refers to the services provided to people who have difficulty managing the activities of daily living due to illness, injury, disability, cognitive disorder, or...
Bring an Umbrella: Long-Term Care Insurance
Bring an Umbrella: Long-Term Care Insurance Long Term Care will be very expensive The subject makes people seriously pensive Consider it you must Before you are dust Your plan has to be very comprehensive For help protecting your family, schedule a call:...
Inflation Riders on Long-Term Care Insurance policies
Inflation Riders on LTCI policies Do you know about inflation riders on long-term care insurance policies (LTCI)? The cost of home care, assisted living and senior living (aka, nursing home) increased by 4% to 6%, depending on the setting in 2022. There is every...
5 Reasons Why Buy Long-Term Care Insurance
5 Reasons Why Buy Long-Term Care Insurance: There are five major reasons why people buy long term care insurance: (1) To maintain their independence so they won't have to rely on family members. (2) To protect their assets against the high costs of long-term care; to...
More Long-Term Care Insurance Questions Answered
Commonly asked Long-Term Care Insurance Questions Answered Q. Will my family care for me? Many people assume that family members will take care of them if they need long-term care. However, even the most dedicated family members will not likely be available 24 hours...
More Long-Term Care Insurance Questions
More Long-Term Care Insurance Questions Answered: Q. Will Medi-Cal/Medicaid, Medicare or health insurance cover my long-term care needs? Long-term care is different from other health care and is not typically covered by health insurance, Medi-Cal, Medicare or Medicare...