Welcome to the Blog

On our blog, we’ll share with you all the latest news and insights on Long Term Care Insurance.

What is Medicaid Estate Recovery and how does it work?

Medicaid Estate Recovery & How it works I’m here from the government and I’m here to help you! 😊 When the government gives you something, they will find a way to take it back. Under Medicaid (Medi-Cal) rules if a person uses the government system to pay...

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Emotions that come with Long-Term Care Needs

Emotions that come with Long-Term Care Needs

Long-Term Care Needs & Emotions: A Matter of Perspective From the perspective of the adult children: Long-term care needs can be for a variety of reasons when a person can no longer care for themselves and must rely on others for their daily needs, Most often the...

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Four Basic Long-Term Care Insurance Contracts to Consider

Four Basic Long-Term Care Insurance Contracts to Consider

Four Long-Term Care Insurance Contracts to Consider When the commitment has been made to secure your vintage years lifestyle with insurance coverage, there are four basic contracts to consider: Stand Along/Traditional policies Hybrid/Asset Based contracts Life...

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Long-Term Care Costs Top Concern of American Workers

Long-Term Care Costs Top Concern of American Workers

Survey shows Long-Term Care Costs Concerns If you are concerned about your future, you are not alone. Long-term care tops the list of retirement concerns of American workers. Retirement fears include outliving their savings and investments (42%), declining health that...

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At Home Care Costs

At Home Care Costs

At Home Care Costs & How To Pay For Them At Home Care takes many forms. It may include Companion Care Services, Personal Care Assistance, and/or Home Health Care. Depending on the need, the services can be paid for with Long Term Care Insurance, Medicare, Medicaid...

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Big Hike in Medicare Premiums Recently Announced

Big Hike in Medicare Premiums Recently Announced

Big Hike in Medicare Premiums Recently Announced Headline on November 13: “US announces big hike in Medicare premiums,” by Maggie Fox and Tami Luhby, CNN Quote: “The federal government announced a large hike in Medicare premiums Friday night, blaming the pandemic but...

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Rising Risk of Long-Term Care Crisis

Rising Risk of Long-Term Care Crisis

Rising Risk of Long-Term Care Crisis in the US as Baby Boomers age. The Medicaid system covers long term care, but it is available only to those who have no financial resources or who have fully exhausted them. It also generally pays only for care in nursing homes —...

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