People invest in Long Term Care Insurance for three reasons: to save money, to not become a burden to friends and families and to make their own decisions about where care is received and not the government.
One of the really heartbreaking elements of the burden issue is how much of a toll it can take on the caregiver. READ MORE >>
Care givers (usually the oldest daughter in the family) often put their own health at risk. Caring for an aging parent or a spouse is a 24/365 total distraction from normal living. It often results in health issues for the care-giver before of soon after the person receiving care has passed or moved on to facility care. … READ MORE >>
Looking for a fun family holiday activity? How about gathering around the kitchen table with a box of pictures and easily recording the voices & stories behind the pictures for generations to come! Find out how to enjoy The Voice Library compliments of Essential Plans of Insurance READ MORE >>
70% of us will need some form of long term care before we die, according to the Government. Chronic conditions that may require LTC: READ MORE >>
I have been helping people elect health care plans since Ronald Reagan was president. Consulting on post-retirement health care is a natural fit as we are likely to live 1/3 of our lives in retirement.
70% of us will need help with things like dressing, meal preparation, and bathing at some point in our lives. If it’s two out of three of us, you have to assume you are one. READ MORE >>