LTC vs. LTD Insurance: Securing Your Financial Future

LTC vs. LTD Insurance: Securing Your Financial Future

LTC vs. LTD Insurance: What’s the difference? They both fit into a well-designed personal safety net. LTD (Long Term Disability Insurance) provides cash flow protection for people who rely on their income to support themselves, their business, and their families...
Hybrid Long-Term Care Insurance Illustrated

Hybrid Long-Term Care Insurance Illustrated

Hybrid Long-Term Care Insurance Illustrated People with money have it because they understand leverage. This illustration articulates the difference between paying for long term care out of pocket versus repositioning some lazy money into an insurance policy. This is...
90-Day Wait for Long-Term Care Insurance Policies!

90-Day Wait for Long-Term Care Insurance Policies!

90-Day Wait for Long-Term Care Insurance Policies That’s what many long-term care insurance policies require before they will begin covering the expenses. That’s because Medicare will cover the first 20 days of a medical event at 100% then apply...
Three Lesser-Known Facts About Long-Term Care Insurance

Three Lesser-Known Facts About Long-Term Care Insurance

Here are three lesser-known facts about Long-Term Care insurance (LTCI): The focus is on home care benefits, not nursing homes.  LTCI can cover nursing home and memory care. However, the vast majority of people want to stay at home. When a primary caregiver needs...

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