Long Term Care Insurance (LTCI) gives you options when the time comes. You better not rely on the government (Medicaid). It’s only there if you are at the poverty level for income and have very few assets. LTCI provides a stream of income so you don’t have to spend all of your money on health care.
Given a choice, most Americans will elect to age at home as long as possible. But that cost money, too. Visiting nurses and physical therapist cost about $30 per hour. But you are probably going to need them everyday for 4 hours.
You should know what this is all about and how it effects you and your family.
Call us. 603-431-2393