You do!
It’s all out of pocket. Traditional medical insurance, Medicare and Medicare supplements do not pay for Long Term Care services. They are designed to pay for short-term skilled rehabilitation services. On average, Medicare pays for about 20 days of nursing home rehabilitation and a limited amount of home care. Consequently, paying for your own Long Term Care is your responsibility. That’s what a Long Term Care Insurance Policy is for. We can help you set one up, call us today!