Why Long Term Care Insurance is a Very Important Topic

There is a 70% chance that you will need long term care as you grow older. It’s not pretty but it is a reality. You may suffer from a disabling accident of chronic illness (Alzheimer’s) or simply grow old enough to be unable to care for yourself. Long Term Care Insurance (LTCI) is just the way to pay for the cost of care. More people are using the insurance to cover the future health care cost, protect their money and other assets, and live better longer. And now you can include life insurance as part of the LTCI so you know the policy will pay off providing peace of mind and a sense that you can’t lose money.

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